Any person living with an ostomy (bowel or bladder device), or any person’s spouse, common-law partner and a dependant under the age of 18 living together can apply for the person living with the disability.
Any person who has had a duration of a bowel/bladder device for a continuous period of at least 12 months or is expected to last for a continuous period.
Send your form completed in full to the Disability Tax Credit unit of your Tax Centre located in your area. See page 6 of the form for your nearest Tax Centre, or visit the CRA website: http://www.cra-arc.gc.ca/.
You can fill out the form, but your medical practitioner must sign your application (listed on page 5 of your form). You are responsible for paying any fees that a medical practitioner may charge. Request that your medical practitioner describe your impairment:
“Uses a device to eliminate the bowel or bladder. This patient is markedly restricted in eliminating with a device and takes an inordinate amount of time to personally manage bowel or bladder functions. in addition, personal management is very costly.”
Request that your medical practitioner include the date of your surgery, the type of surgery and the effects of your surgery on day-to-day living.
The Canada caregiver credit helps caregivers with the expenses involved with taking care of their spouse or common-law partner or dependant who has an impairment in physical or mental functions, which may include an ostomy. You can claim the Canada caregiver amount on different lines of your tax return depending on whom you are claiming an amount for. See line 30300 and line 30425 in the Federal Income Tax and Benefit Guide for more information.
The CWB is for low-income individuals and families who earned income from employment or business. It consists of a basic amount and a disability supplement.
You may be able to claim a CWB disability supplement if you meet both of the following criteria:
The medical expense tax credit is a non-refundable tax credit that you can use to reduce the tax that you paid or may have to pay. If you paid for ostomy supply expenses, you might be able to claim them as eligible medical expenses on your income tax and benefit return. Generally, you can claim all amounts paid, even if they were not paid in Canada.
You can only claim the part of an eligible expense for which you have not been or will not be reimbursed (i.e. provincial ostomy supply reimbursement, NIHB, Veterans Affairs, private insurance.)
For more information, go to Lines 33099 and 33199 – Eligible medical expenses you can claim on your tax return or see Guide RC4065, Medical Expenses.
The Registered Disability Savings Plan (RDSP) is a long-term savings plan to help Canadians with disabilities and their families save for the future. If you have an RDSP, you may also be eligible for grants and bonds to help with your long-term savings.
You should consider opening an RDSP if you have a long-term disability and are:
You may contribute any amount to your RDSP each year, up to the lifetime contribution limit of $200,000. With written permission from the RDSP holder, anyone may contribute to the RDSP.
The Canada Disability Savings Grant is a matching grant. That means that the Government also pays into your RDSP to help you save. The Government gives matching grants of up to 300 percent, depending on the beneficiary’s family income and contribution. The maximum grant amount is $3,500 per year, with a limit of $70,000 over your lifetime. Matching grants are paid into the RDSP on contributions that are made up to, including December 31 of the year you turn 49 years of age.
The Canada Disability Savings Bond is money the Government contributes to the Registered Disability Savings Plans (RDSPs) of low- and modest-income Canadians. If you qualify for the Bond, you can receive up to $1,000 a year, depending on the beneficiary’s family income. Over an individual’s lifetime, there is a limit of $20,000. Bonds are paid into the RDSP if an application has been made on or before December 31 of the year the beneficiary turns 49 years of age. You do not need to contribute to your RDSP to receive the Bond.
For more information, please visit the CRA website: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-disability-savings-plan-rdsp.html